Simple Transfers of Excess Balance

@jgm perhaps a better approach here than transferring to another validator would be to just set a single bit in the proposal, which would then dump the excess funds via the normal withdrawal process? Users who (once withdrawals are enabled or at least defined) want to continually withdraw their earnings could then just leave that bit permanently set, which seems appropriate and useful. Yes, anyone looking to re-invest in new validators would need to then take the withdrawn funds and deposit into the beacon chain again, but this is far less churn than if they had to withdraw their entire validator balance (i.e. for average earnings of 32/n ETH per validator this would eliminate n wasted “churn” behaviours for every 1 validator which actually needed to be redeposited).

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